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    • #21866
      John Connor
      Keymaster

      Though MS is not itself a terminal disease, our chances of dying earlier than otherwise are likely to be some 75% higher.
      Not a great start to a topic but there is at least some upside. If you have a private pension in the UK and make it to retirement age, with a disease like MS you can opt for an enhanced annuity. This gives u a fixed annual income for life (v. handy when there’s sudden raging inflation – who knew?) and at a higher rate than u would have got otherwise. Also (at least with mine] a gross pay-out to my beneficiaries if I were to die in the first 5 years. True, by no means as much as has been put in overall, but at least a goodly amount.

      Have no idea if this relates to where you live. But hope it does. Please let me know.

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